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Collision FAQ > Collision Questions > Do I have to pay a deductible?

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The amount of deductible that you will be responsible for is determined by your insurance policy. If you carry broad collision, and you were not at fault, your insurance company most likely will waive your deductible. Insurance companies determine fault by your account of the accident when you make the claim, and by reviewing the accident report filed with the police department.

Last updated on November 25, 2010 by DC Auto